Collision INSURANCE for Accidents and Vehicle Repairs

Collision coverage pays to repair your car after crashes or accidents.

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Understanding Collision Car Insurance

Collision car insurance is optional but vital coverage that pays to repair or replace your vehicle when you crash into another car or object. It covers your vehicle’s damages after accidents, regardless of fault. Without collision insurance, you’d pay out-of-pocket. Our platform lists top companies so you can choose a plan within your budget.

Collision Coverage
What’s Covered

Vehicle Repairs

Repairs to your car after collisions with another vehicle or object accident.

Single Crashes

Pays for damage if your car rolls over or hits potholes.

Hit and Run

Covers your damages when another driver leaves the scene after a collision without providing information.

Two-Car Collisions

Covers damage from crashes with other vehicles, regardless of fault too.

Pothole Damage

Damage caused by potholes or curbs is covered for repairs.

Benefits of Collision

Required by Lenders

Often required by lenders.

Optional

Helps safeguard your car.

Own Vehicle

Pays for repairs after accidents with cars or objects.

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faq

Collision insurance covers damages to your car when it hits another vehicle or object. Comprehensive insurance covers non-collision events like theft, fire, or natural disasters. Together, they help protect your vehicle from many different damages and losses.

For financed vehicles, lenders typically require both collision and comprehensive coverage to protect their interest in the car. Without these policies, you'll be responsible for repairs or replacement, so carrying collision insurance safeguards both your investment and the lender from damage costs.

Even if you drive infrequently, collision coverage can help pay for repairs if you hit another vehicle or object. Without it, you could face significant costs to fix or replace your car later on.

Yes. Insurers offer various deductible options and optional features, allowing you to tailor collision coverage to your needs and budget for maximum protection and peace of mind.

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