Collision car insurance is optional but vital coverage that pays to repair or replace your vehicle when you crash into another car or object. It covers your vehicle’s damages after accidents, regardless of fault. Without collision insurance, you’d pay out-of-pocket. Our platform lists top companies so you can choose a plan within your budget.
Often required by lenders.
Helps safeguard your car.
Pays for repairs after accidents with cars or objects.
Collision insurance covers damages to your car when it hits another vehicle or object. Comprehensive insurance covers non-collision events like theft, fire, or natural disasters. Together, they help protect your vehicle from many different damages and losses.
For financed vehicles, lenders typically require both collision and comprehensive coverage to protect their interest in the car. Without these policies, you'll be responsible for repairs or replacement, so carrying collision insurance safeguards both your investment and the lender from damage costs.
Even if you drive infrequently, collision coverage can help pay for repairs if you hit another vehicle or object. Without it, you could face significant costs to fix or replace your car later on.
Yes. Insurers offer various deductible options and optional features, allowing you to tailor collision coverage to your needs and budget for maximum protection and peace of mind.