Comprehensive car insurance is optional but valuable coverage that protects your vehicle against theft, fire, vandalism, and natural disasters. Unlike liability coverage, it covers your car’s own damages. Without comprehensive insurance, you’d pay out-of-pocket to repair or replace your vehicle. Our platform lists top companies so you can choose a plan within your budget.
Covers more than collision.
Protects against various losses.
Shields your finances if your car is damaged unexpectedly.
Comprehensive insurance pays for non-collision damage, like theft, fire, floods, or falling objects. Collision insurance handles damage from accidents with other vehicles or objects. Together, they offer broad protection for your own vehicle's damages and greater security.
For financed vehicles, lenders usually require comprehensive and collision coverage to protect their interest in the vehicle. Without these policies, you'll be responsible for repairs or replacement, so carrying comprehensive coverage safeguards both your investment and the lender from unexpected damage events.
Even if you drive infrequently, comprehensive coverage can protect your parked vehicle from unforeseen events like theft, fire, or storm damage. Without it, you could face significant repair or replacement costs down the line.
Yes. Insurers offer various deductible levels and optional add-ons, allowing you to tailor comprehensive coverage to your needs and budget for maximum protection and peace of mind.