Full coverage isn’t a specific policy; it’s a combination of liability, collision, and comprehensive insurance that provides broad protection for you and your vehicle. It helps cover damages to others and repairs to your car. Without full coverage, you’d pay out-of-pocket. Our platform lists top companies so you can choose plan within your budget.
Combines several coverages together.
Fits various driver needs.
Helps protect your finances and your car from losses.
Full coverage typically refers to policies that include liability, collision, and comprehensive insurance. Liability covers damages you cause to others. Collision pays for your car after crashes. Comprehensive handles non-crash events like theft or weather damage too.
For new or high-value vehicles, full coverage is often recommended because it protects your investment from various losses. Lenders and lease companies may also require it. Without full coverage, you’d be responsible for repairs or replacement costs after an accident occurs too.
To lower full coverage premiums, maintain a clean driving record, raise your deductible if you can afford higher out-of-pocket costs, and compare options from multiple insurers. Bundling policies may also reduce your rates further.
Yes. Full coverage is flexible; you can adjust liability limits, choose deductibles, and add optional coverages to tailor protection that meets your needs and budget very well.